Mortgage Modification Attorney

Orlando Mortgage Modification Lawyer, Camille Sebreth provides professional Mortgage Modification Attorney legal services in Orlando, Orange County, Kissimmee, Osceola County, Altamonte Springs, Seminole County, and Central Florida.

Call 407.556.7589 about your legal needs in Orlando and Central Florida Mortgage Modification legal needs.

Lawyer in Orlando and Central Florida

A change to the existing loan contract which is agreed to upon by both the lender and the homeowner. The lender may be able to modify the existing loan(s) based on the homeowner’s financial situation.

Due to the devastating effects of the housing crisis, many of our clients have little or no equity in their homes today. In fact, many of our clients have negative equity and owe more than their homes are worth. If this is your situation, you may be eligible for a loan modification.

Mortgage Modification process includes:

  • Financial Audits;

  • Letter of Hardship;

  • Current Market Analysis;

  • Loan Restructuring Proposal;

  • Cost-Benefit Analysis;

  • Phone Calls to Lender;

  • Verify the Receipt of documentation.

For a homeowner, a deficiency judgment can become an issue. A deficiency judgment refers to a mortgage lender’s judgment against the borrower for the difference between the outstanding balance of the mortgage note, plus costs and attorney’s fees, and the value of the property foreclosed. The property value is determined by the date of the foreclosure sale.

To obtain a deficiency judgment against the borrower the foreclosure sale the mortgage lender must file a motion for a deficiency after the foreclosure sale, and the court must hold a separate evidentiary hearing on the lender’s request for deficiency liability. At the evidentiary hearing, the mortgage lender must show the court evidence that the property’s value on the sale date was less than the note balance.

Call 407.556.7589 to Schedule a Confidential Legal Consultation with Orlando and Central Florida Mortgage Modification Lawyer, Camille Sebreth.

The Law Offices of
CAMILLE SEBRETH, PLLC

4604 Andrus Avenue,
Orlando, FL 32804

Phone: 407.556.7589
Fax: 407.792.5464



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The Law Offices of Camille Sebreth, PLLC

Attorney, Camille Sebreth - Orlando, FL Lawyer | 407.556.7589

Attorney in Orlando and Central Florida

Call Us at 407.556.7589

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Orlando Lawyer, providing experienced Mortgage Modification and Debt Relief Attorney legal representation in Orange County Florida, including: Orlando, Maitland, Apopka, Winter Park, Alafaya, Bay Lake, Belle Isle, Bithlo, Christmas, Doctor Phillips, Eatonville, Edgewood, Fairway Shores, Goldenrod, Gotha, Hunter's Creek, Lake Buena Vista, Lockhart, Meadow Woods, Oakland, Ocoee, Orlovista, Pine Castle, Pine Hills, Southchase, South Apopka, Taft, Tangerine, Union Park, Wedgefield, Williamsburg, Windermere, Winter Garden, Zellwood, Seminole County Florida, including: Sanford, Longwood, Altamonte Springs, Casselberry, Forest City, Geneva, Goldenrod, Heathrow, Lake Mary, Lake Monroe, Oviedo, Wekiva Springs, Winter Springs, Osceola County Florida, including: Kissimmee, St. Cloud, Campbell, Celebration, Champions Gate, Deer Park, Four Corners, Harmony, Intercession City, Kenansville, Narcoossee, Poinciana, Reunion, Yeehaw Junction, and throughout the Central Florida Area.

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