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Bankruptcy is a legal process whereby an individual or business attempts to either eliminate debt or reorganize their debt, so they may move forward with a "fresh start."
A common misconception is that the new bankruptcy laws passed in 2005 eliminated Chapter 7 bankruptcy as a choice. This is not true. The new laws simply just implemented more guidelines. A complete debt discharge remains an option and has been a reality for thousands of people since the laws changed. You can get a fresh start and stop creditor harassment.
Filing bankruptcy will not permanently damage your credit rating. The bankruptcy will appear on your credit report for 10 years. Most other credit information can also be included in a consumer credit report for 7 years. Bankruptcy candidates' credit scores are often already damaged. Chapter 7 Bankruptcy allows for a clean slate and an opportunity to prove your creditworthiness. Usually, the cost of obtaining credit with less than a squeaky-clean credit profile results in the payment of higher interest rates on your borrowing. But you must ask yourself- what is the cost of not declaring bankruptcy, both economically and emotionally?
There are steps that you can take after filing a bankruptcy that will make it possible to re-establish good credit. These steps can be discussed at the initial consultation. It is possible to get credit cards and buy a house or car after filing bankruptcy. Simply put, bankruptcy is not the end of the world. It represents a new beginning and it leads to a fresh start. You can wipe the slate clean and emerge from a debt discharge or payment plan with hope for a brighter financial future.
*** For Orange County Foreclosure & Orlando Middle District of Florida Bankruptcy Creditors Meeting, Confirmation Hearings, and related Representation for Debtors and Creditors Contact Our Office ***
Camille Sebreth professionally usilizes her experience as a private practice attorney to fight and protect the legal rights of those in Orlando and throughout the Central Florida area.
She focuses her areas of legal practice on civil legal matters involving Debt Relief and Bankruptcy, Divorce and Family Law, Estate Law, Evictions, Foreclosures and Immigration Law.
Attorney, Camille Sebreth is a member of numerous professional associations, and has an impecable reputation for diligently and aggressively fighting for her client's rights and legal interests.
CAMILLE SEBRETH'S BIOGRAPHY › › ›
Cammille Sebreth has always strived to provide the highest leval of legaL service, and her clients appreciate her dedication and due dilligence in her practice of the law.
Read informative legal articles written by Attorney, Camille Sebreth. We hope our articles help shed some light on your specific legal issues.
4604 Andrus Avenue, Orlando, FL 32804
Phone: 407.556.7589 • Fax: 407.792.5464
Home • Attorney, Camille Sebreth's Biography
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Camille Sebreth professionally usilizes her experience as a private practice attorney to fight and protect the legal rights of those in Orlando and throughout the Central Florida area.
She focuses her areas of legal practice on civil legal matters involving Debt Relief and Bankruptcy, Divorce and Family Law, Estate Law, Evictions, Foreclosures and Immigration Law.
Attorney, Camille Sebreth is a member of numerous professional associations, and has an impecable reputation for diligently and aggressively fighting for her client's rights and legal interests.
CAMILLE SEBRETH'S BIOGRAPHY › › ›
Cammille Sebreth has always strived to provide the highest leval of legaL service, and her clients appreciate her dedication and due dilligence in her practice of the law.
Read informative legal articles written by Attorney, Camille Sebreth. We hope our articles help shed some light on your specific legal issues.
Home • Attorney, Camille Sebreth's Biography
Contact Us • Sitemap • Copyright Image Credits
Website Design: Tiger Prey Media